Arogya Sanjeevani Individual
Quick Links :
TATA AIG Arogya Sanjivani is simple health insurance policy.


  • There is no maximum cover ceasing age under this policy.
  • The policy will be issued for a period 1 year
  • Modes of premium payment - All the modes (Yearly, Half yearly, Quarterly, Monthly) are allowed for this policy. ECS (Auto Debit facility) is also allowed.
Title Description
Room Rent Limit 2% of the sum insured subject to maximum of Rs.5000/-, per day.
ICU Daily Rent Limit 5% of sum insured subject to maximum of Rs.10,000/- per day.
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All the day care treatments covered
Pre-Existing Disease / Illness coverage Covered after 48 months of continuous
Waiting Period for New Policy 30 days
Co-Payment Co-payment of 5% applicable to claim amount
Ambulance Expenses Maximum of Rs.2000/- per hospitalisation
Non-Allopathic Treatments Covered
No Claim Bonus 5% in respect of each claim free policy year,provided the policy is renewed without a break subject to maximum of 50%