Smart Super Health Insurance Individual
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Medical emergencies can strike at any time. Bharti Axa s Smart Super Health Insurance Policy that helps you stay protected against the unexpected and get a Wide Coverage from Rs. 5 Lakh to Rs. 1 Cr.


  • Wide Coverage from Rs. 5 Lakh to Rs. 1 Cr.
  • No capping on room rent
  • Maternity Benefit with 9 month waiting Period for policies of 3 year Premium paying term
  • No-Claim Bonus up to 100% of Sum Insured
  • Annual Health Check-Up
  • Organ Donor expenses covered up to Sum Insured
  • Option to choose for Critical Illness Cover/Hospital Cash
Title Description
Room Rent Limit Upto SI. No Cap
ICU Daily Rent Limit Upto SI. No Cap
Pre-Hospitalization Expenses Upto SI - 60 days
Post Hospitalization Expenses Upto SI - 90 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Upto SI
Additional Cover for Critical Illness Optional
Automatic Restoration of Sum Insured Upto 100% of S.I
Pre-Existing Disease / Illness coverage After 48 months of continuous coverage
Waiting Period for New Policy 30 Days
Medical Screening No pre-Policy check-up would be required up to 45 years and/or `10 Lakh Sum Insured
Ambulance Expenses Air Ambulance Upto Rs 2Lakh under Uber Plan.
Non-Allopathic Treatments Upto SI
New Born Baby Cover If Maternity add on opted: Value Plan Rs.25K, Classic Plan Rs.50K Uber Plan Rs. 1Lakh
Daily Hospitalization Allowance Optional Add on (Rs 500, Rs 1000, Rs 2000, Rs 3000)
Donor Expenses Upto SI
Nursing Allowance Upto S.I
No Claim Bonus No-Claim Bonus up to 100% of Sum Insured