Highlight:
Title | Description |
---|---|
Room Rent Limit | Room Rent per day shall be payable up to 1% of Sum Insured subject to max of INR 10,000 per day |
ICU Daily Rent Limit | ICU Charges per day shall be payable up to 2% of Sum Insured subject to max of INR 20,000 per day |
Pre-Hospitalization Expenses | 45 days |
Post Hospitalization Expenses | 60 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | 140+ Day Care Procedures covered |
Automatic Restoration of Sum Insured | Available to Basic Sum Insured of INR 6L and above |
Pre-Existing Disease / Illness coverage | After 48 months of continuous coverage |
Waiting Period for New Policy | 30 days |
Co-Payment | The Insured may opt for Optional Co-payment, with discount in premium. |
Medical Screening | Pre policy checkup is required for persons aged fifty (50) years and above, |
Free Health Checkup | Expenses payable shall be up to 1% of the average Basic Sum Insured of the block, subject to a maximum of INR 5,000 per Insured Person. at the end of a block of four (04) continuous Policy Periods provided no claims |
Ambulance Expenses | Up to 1% of Sum Insured subject to maximum INR 2,000/- in a Policy Period for each Insured Person |
Non-Allopathic Treatments | Covered up to SI, including CB |
Donor Expenses | Medical Expenses for organ donor?s treatment during the course of organ transplant to any Insured Person. |