Healthline Individual
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Chola Healthline is a comprehensive Health Insurance Policy which provides insurance coverage & offer you three different plans-Value,Freedom, Enrich to select from with various Sum Insured options under each one of them.


  • Cashless hospitalization at 5000 hospitals across India.
  • Cover for 141 Day-care procedures.
  • Benefits will be available on Cashless or Reimbursement basis as applicable.
  • Double Sum Insured for Accidents and Critical Illnesses
  • Life long policy renewal is available.
  • Additional benefits such as Child Hospitalisation Allowance in Enrich plan of Rs.500 per day for max. 7 Days.
  • Exclusive Discount of 5-50% at Pharmacies, Labs,Hospitals, Fitness Centres,eye Hospitals etc.
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 30/60/60 Days
Post Hospitalization Expenses 60/90/90 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 141 Procedures covered
Additional Cover for Critical Illness Yes
Automatic Restoration of Sum Insured Yes (for Critical Illness & Accidents)
Pre-Existing Disease / Illness coverage After 48 months
Waiting Period for New Policy 30 Days
Co-Payment 10% on all Claims > than 55 yrs (for Value plan)
Medical Screening Above 45 Years of age
Free Health Checkup Once in 3/2 claim free Years (as per Plan).
Ambulance Expenses Rs.1000 upto Rs.2000
Non-Allopathic Treatments Covered
Daily Hospitalization Allowance upto Rs.10,000
Donor Expenses Covered
Nursing Allowance Max.7 days
No Claim Bonus 5% to 50%, max.upto 100% (as per plan)