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Product Information
Saving And Investment Plans DHFL Pramerica Smart Assure
Synopsis:
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DHFL Pramerica Smart Assure is a Non-participating Endowment Insurance plan that delivers exactly what it promises. The plan has Guaranteed Maturity and Death Benefit so that at the very beginning you know exactly what you will get. Hence, you are able to plan your finances to take care of your important milestones with certainty.

Features:

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  • Guaranteed Maturity Benefit comprising Base Sum Assured and Accrued Maturity Additions
  • Maturity Additions that accrue to the policy to augment Death/Maturity benefit
  • Flexible Premium Payment Term with an option to pay Premium for a limited or regular period
  • Flexibility of availing loan against the Policy
  • Tax Benefits as per the prevailing tax laws

Benefits:

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  • Death Benefit
  • Maturity Benefit
  • Maturity Additions
  • Tax Benefit
  • Loan Availability

Highlights:

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  • To be certain that you have the required savings corpus to take care of expenses towards an important milestone such as your child's education, deposit towards a new house, savings towards old age and so on.
  • To ensure that your family remains financially protected even in your absence.
Eligibility:
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Age at entry Minimum Maximum
8 years For Policy Term 10 Years 60 years
For Policy Term 15 Years 55 Years
For Policy Term 20 Years 50 Years
Maximum Maturity Age 70 Years
Policy Term 10/15/ 20 years
Premium Payment Terms Policy Term Premium Payment Term
10 Years
15 Years
20 Years
5/7 years
7/10/15 Years
10/15/20 Years
Base Sum Assured Minimum Maximum
Limited Pay - 75,000
Regular Pay - 1,00,000
25,00,000
Annual Premium Minimum Maximum
6,000, Subject to minimum Base Sum Assured Corresponding to maximum Base Sum Assured
Premium Paying Mode Yearly, Half-Yearly, Quarterly and Monthly