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Product Information
Health Plans AAROGYAM

Features:

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  • Policy Term
    10 years (fixed)
  • Premium Payment Term
    10 years (fixed)
  • Mode of Payment
    Yearly/ Half yearly/ Quarterly (ECS/SI)/ Monthly (ECS/SI)
  • Critical Illness Benefit
    100% Sum Assured to be paid on Diagnosis of Critical Illness and contract ceases
    25% Sum Assured to be paid on Angioplasty subject to maximum of INR 10,00,000
  • Maturity Benefit
    Total premiums received will be paid in case of no claim (excluding service tax and extra premium, if any) and the contract ceases

Benefits:

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  • Protects against 40 Critical Illnesses
  • Provides 25% additional cover for Angioplasty
  • Returns 100% of premiums paid at maturity in case of no claim
  • Pays guaranteed amount on diagnosis of critical illness
  • Provides flexibility to use benefit amount to balance the loss of income and/ or meet other financial & health liabilities
  • Offers lower premium for female lives and premium discount on High Sum Assured
Eligibility:
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Entry Age Minimum Maximum Maximum Maturity Age
18 years 65 years 75 years
Sum Assured (in multiples of INR 1000) Minimum: INR 5 Lakh per policy
Maximum: INR 50 Lakh per life